4 Comments

As always, very well articulated. Grace to you!

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Very well said.

On the financial side, people need to remember that it is so much easier to stay out of debt than to get out of debt.

Buying on credit can lead to one paying double or greater for the object or service than the listed price because of all of the interest paid over years.

We can chose to live meagerly and save to buy what we want when we are young and then we will have more money (because we weren't paying interest) when we are older and unable to handle hardship, or we can live it up when we are young and live difficult meager lives when we are older and weaker and have to keep working full time when we aren't physically or mentally able.

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Well said Michael...

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Thank you Jim! Happy new year to you brother

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